Your Credit, Our Advocacy
Your Voice in the Fight for Fair Credit
ACCA advocates for accurate credit reporting and holds the industry accountable—so you can access the financial opportunities you deserve.
About Us
The Unified Voice for Consumer Credit Advocacy
The American Consumer Credit Advocates (ACCA) represents the consumer credit advocacy industry in Washington, D.C. and state legislatures nationwide. With 1 in 5 credit reports containing errors—from abusive debt collectors to identity thieves—our members help consumers navigate the complex credit system and fight for accuracy, fairness, and accountability.
Our Focus
Three Pillars Driving Change in Consumer Credit
01.
Consumer Protection
We fight for accurate credit reporting and shield consumers from reporting errors, predatory debt collectors, and identity theft—ensuring your credit reflects the truth.
02.
Consumer Access
We break down barriers so all Americans—regardless of background—can access fair, equitable financial markets and the credit opportunities they need to thrive.
03.
Consumer Advocacy
We advocate on Capitol Hill and in state legislatures, ensuring consumer interests shape credit policy and industry regulations across America.
Find ACCA Members in Your State
Use our interactive map to locate member companies across the United States. Click any state to view credit repair professionals in your area.
Join ACCA Today
Become part of America’s leading consumer credit
advocacy association for just $100/year
ACCA Annual Membership
$100/year
✓ Listed on national member directory
✓ Advocacy representation in D.C.
✓ Member badge for your website
✓ Access to industry resources
✓ Exclusive member events & sessions
Billed annually • Cancel anytime